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Parasailing or scuba diving can make up for a smaller pool in no time. You might assume that any hotel will have minimum features, such as a queen- or king-sized bed, towels, private bathroom and more. But that's not always the case in Europe, and it could work to your advantage. If you're open to bare minimum accommodations, then you stand to save a bundle. Waiting until late in the day to check in could get you a better room for the same price, said Pavini. Apart-hotels are serviced apartments, routinely found in Europe, that come with a small kitchen, which can save you money on eating out.

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These might cost a little more upfront, but the amenities can help you save in the long run, said Pavini. Plus, they are listed on many travel sites that offer coupon codes. When booking hotel stays in foreign countries on your credit card, foreign transaction fees can start before you even leave the states, said Pavini.

That's why it's important to know which credit card offers the lowest, or no, foreign transaction fee -- and book travel on that card.

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Like most businesses, hotels love loyal customers and are willing to offer them perks, said Woroch. Loyalty rewards can apply to third-party sites, as well. Many hotels and airlines have point partnerships, but often the chance to earn points doesn't stop there, said Pavini.

Treat friends and family near and far to spa days, fun things to do, and more

Sure, a hotel credit card might not have the best interest rate, but if you pay it off each month, you can still cash in on some rewards. Read the original article on Business Insider UK.

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